SBA bridge financing
The SBA approved 10,874 borrowers in Q1 2026 — and every one of them is waiting for disbursement. Capital Expansion bridges the gap, connecting SBA-approved businesses with specialty capital partners who fund in 24-48 hours.
Q1 2026 pipeline
10,874
Approved borrowers
Total approved
$6.0B
Q1 2026 pending
Median disbursement wait
13 days
Approval to first funds
Wait 30+ days
30%
Of recent cohorts
The gap
15 days
Median wait
The median SBA borrower waits 15 days from approval date to first disbursement. That's two weeks where payroll still needs to clear.
30%
Wait 30+ days
More than a third of SBA borrowers wait over 30 days for first disbursement. For those with construction draws or franchise deadlines, that gap is critical.
38 days
P90 wait time
The longest-waiting 10% of borrowers sit past 38 days. Bridge capital changes the equation.
Data depth
We've analyzed 1.9 million SBA 7(a) approvals — top industries, franchise concentrations, lender pipeline volumes, and cohort cancellation curves. No other platform in this niche has this kind of data depth.
Who we serve
SBA-approved borrowers
No credit pull. No commitment. Free to search.
Capital partners