For SBA-approved borrowers
Your SBA 7(a) loan is approved. Your project has a deadline. But disbursement takes weeks — sometimes months. Capital Expansion bridges that gap with specialty financing against your SBA approval as soft collateral.
No credit pull. No commitment. Free to search.
Median disbursement wait
13 days
From SBA approval to first funds
Wait 30+ days
30%
Of approved borrowers in 2024
Wait 60+ days
12%
Two months with no disbursement
How it works
Find your SBA approval
Enter your business name and state. We look it up against the full SBA 7(a) database — approval date, lender, loan amount, NAICS code. Confirm it's yours.
Tell us what you need
Five short questions: what's the deadline driving your bridge need? How much do you need? What's the use of funds? We anonymize your profile before showing it to capital partners.
Get matched within 24-48 hours
Capital partners who specialize in SBA bridge deals review your profile and send intro requests. You decide who to engage — no unsolicited outreach.
Why us
We know your approval already
We've indexed every SBA 7(a) approval since 2019 — 1.9 million records. We see your approval before you tell us about it.
Capital partners who specialize in SBA bridge
Our network focuses on the SBA-approved niche — they understand the collateral structure. They're not generalist lenders evaluating from scratch.
Your profile stays anonymized
No partner sees your contact information until you accept an intro. We match by profile, not cold outreach.
Real pipeline, right now
10,874 borrowers approved in Q1 2026, totaling $6.0B in pending SBA capital. You're not alone in the gap.
Common questions
Will this affect my credit score?
Searching for your SBA approval and submitting your bridge profile doesn't trigger a credit inquiry. Any formal underwriting by a capital partner may involve a soft pull — they'll disclose this before proceeding.
Is this a real loan? Or a cash advance?
Bridge financing against an SBA approval is a short-term structured loan — not a revenue-based advance or factored receivable. It's priced as a bridge: higher than long-term SBA rates but far lower than working capital alternatives. Typical bridge term matches your SBA disbursement timeline.
How much will it cost?
Pricing is set by the capital partner, not by Capital Expansion. We don't underwrite or set rates. Partners disclose their terms before you agree to anything.
Ready to bridge the gap?
Your disbursement gap is a solvable problem. Let us match you with a specialty capital partner who funds bridge deals every week.